For immediate release: (St. Louis, Missouri – August 7, 2011) – J.W. Terrill has been recognized on Business Insurance magazine’s list of the “100 Largest Brokers of U.S. Business.” The survey, based on 2010 brokerage revenues, demonstrates the success of J.W. Terrill’s commitment to delivering high-value risk management expertise, services, and products. “It is an [...]
February 16, 2012
Daniel E. Friehs Joins J.W. Terrill as Senior Vice President
For immediate release: (St. Louis, Missouri – February 1, 2012) J.W. Terrill, a full-service provider of insurance, employee benefits and risk management services, announced today that Daniel E. Friehs has joined the firm as a Senior Vice President of Personal and Select Commercial Insurance. Mr. Friehs has 28+ years of insurance experience. Before joining J.W. [...]
February 10, 2012
President Amends Birth Control Policy
Facing growing criticism President Obama announced on Friday, February 10th an amended policy on the birth control mandate. Under the new announced policy, religious employers (and affiliated institutions) will not be required to offer contraception and will not have to refer their employees to places that provide it. Instead, the employer’s insurance company must provide birth [...]
February 10, 2012
Final Regulations on Summary of Benefits and Coverage Released
On February 9, 2012 the Departments of Labor, Treasury and Health & Human Services released the final regulations under Affordable Care Act (ACA) that require health insurers and group health plans to provide information about health plan benefits and coverage to those with private health coverage. According to regulators these rules will ensure consumers have [...]
February 2, 2012
House Repeals CLASS Act 267-159
On Wednesday evening members of the House voted 267-159 to repeal the Community Living Assistance Services and Supports (CLASS) program. 28 Democrats joined Republicans in support of repealing the voluntary long-term healthcare program established in the 2010 health reform law. The CLASS Act establishes a national, voluntary long-term care program. The program was to go [...]
February 1, 2012
Tenet Reaches New Agreements with Anthem & Healthlink
St. Louis University Hospital (SLU) and Des Peres Hospital have reached a new four-year agreement that extends from January 1, 2012 through February 2016 with Anthem Blue Cross an Blue Shield of Missouri & HealthLink. News releases were posted this afternoon to both SLU’s and Des Peres websites followed by article on stltoday.com. This agreement comes after [...]
January 23, 2012
Church-Affiliated Organizations Ordered to Cover Birth Control
Friday, January 20th, 2012 HHS Secretary Kathleen Sebelius announced that church-affiliated institutions will only get one additional year to meet a new rule to cover birth control free of charge. In the announcement HHS was quick to indicated that it did not apply to houses of worship such as churches, synagogues, mosques and other places [...]
January 20, 2012
CLASS Act Repeal Efforts Begin Anew
The House Ways and Means Committee has voted to repeal PPACA’s controversial CLASS Act 24-14, setting up a full vote of the House in February. The CLASS Act (Community Living Assistance Services and Supports Act) establishes a national, voluntary long-term care program. The program was expected to go into effect during 2012; however, in October [...]
January 18, 2012
2013 Health Care FSA Dollar Limit – Compliance Recommendation
Beginning January 1, 2013, the Patient Protection and Affordable Care Act will limit salary reduction contributions under a health care flexible spending account (FSA) during the taxable year to a maximum of $2,500. This new requirement applies to all health care FSA plans whose taxable years begin after December 31, 2012, even plans grandfathered under [...]
January 17, 2012
NLRB Postpones Required Posting Date for New Union Poster Until April 30, 2012
On December 23, 2011, The National Labor Relations Board issued a press release announcing its decision to postpone the implementation date for the new notice-posting rule, again, at the request of the federal court in Washington, DC. The implementation date is now April 30, 2012! As you may already know, most private sector employers will [...]
January 13, 2012
Individual Health Insurance Update: Medicare Part B & D Premiums
It’s that time of year! Medicare Part B and D enrollees should have received notice in early December of changes to their premiums. Changes are effective 01/01/12 and will show on an enrollees next Social Security check, or premium invoice. These premiums can represent a significant cost for retirees and it’s important to always add [...]

August 7, 2011
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